A Secured Business Loan is a quick and effective way to access capital using your property as collateral. Unlike traditional mortgages, secured loans are processed much faster and offer greater flexibility. They can be structured as a first charge or used as a second or third charge behind an existing mortgage, providing additional borrowing power.

One key advantage of secured loans is their ability to be used against a wider range of property types, where traditional mortgage providers may fall short. This includes properties like land with or without planning permission, caravan parks, mixed-use developments, high-risk properties, or even agricultural land.

Additionally, secured loans offer businesses the opportunity to borrow more than they might qualify for through unsecured sources, and at a lower rate. They can also be an excellent solution for companies with a more chequered credit history, as the property used as collateral reduces the lender’s risk and allows for larger borrowing amounts.

This makes secured business loans particularly appealing for businesses that need immediate capital or have properties that don’t meet typical mortgage criteria.

Whether you’re looking to secure funding for a new business opportunity, expand operations, or improve cash flow, a secured loan can provide the fast, flexible solution you need—using your property to unlock financial potential.