HOME EQUITY LINE OF CREDIT

UNLOCK THE POWER OF YOUR HOME’S EQUITY WITH A FLEXIBLE HELOC

At Finspire Finance, we understand that financial flexibility is key to achieving your goals – whether it’s funding a business venture, consolidating debt, making home improvements, or covering unexpected expenses.

This Home Equity Line of Credit (HELOC) gives you access to funds whenever you need them, with a flexible and affordable repayment structure tailored to your financial situation.

WHY CHOOSE A HELOC?

✔ Borrow £10k – £500k – Access funds based on your home’s equity.
✔ Competitive Variable Rates – Starting from as low as +3.89% over the Bank of England base rate.
✔ Flexible Drawdowns – Borrow what you need, when you need it, and only pay interest on the amount used.
✔ No Early Repayment Charges (ERCs) – Enjoy the freedom to repay on your terms without penalties.
✔ Terms Up to 30 Years – Manage your repayments with long-term financial stability.
✔ Quick & Simple Process – Get approved faster with our expert support and hassle-free application.

With Finspire Finance, you’re in control of your financial future. This HELOC product offers a smarter way to borrow, ensuring you have access to funds when it matters most – without the typical restrictions of a traditional unsecured loan.

TURN OPPORTUNITY INTO REALITY WITH EASY ACCESS TO FUNDS

Get in touch today to explore your options and discover how we can help you access the funds you need to fuel your growth.

250+ LENDERS

ACCESS TO LOW RATES

FAST DECISIONS

By working with over 250+ specialist lenders, we will source the best finance product to suit your needs.

Our relationships with lenders and suppliers enables us to secure ‘best in class’ rates across industry sectors

Asset based finance or ongoing access to funds, with fast application and decision. Funding possible in 24 hours.

CALL

0161 791 4601

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HOW IT WORKS

We keep our business finance options transparent – no hidden fees or nasty surprises. This is business finance made easy. Our no-obligation application won’t impact your credit score.

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FAST APPLICATION IN SECONDS!

You’ll share basic information about you, your business and finance requirements. Either apply online or call us on 0161 791 4601.

GET YOUR FREE QUOTE

We’ll ask for some more information regarding your businesses and tailor the best solution to meet your needs.

GET FUNDS FAST!

Once approved, we’ll get funds to your preferred business bank account or pay a supplier on your behalf.

For illustrative purposes only.

Hear From Our Satisfied Clients

Finspire finance have provided a step-by-step service, explaining the process and walking us through, every step through a very complex process. It was definitely a very comprehensive process conducted in a very professional manner. Finspire is definitely unique and offers innovative methods to deal with our financial situation. The packages offered covered our needs in a manageable way. Thank you.

I was recommended Finspire through a business acquaintance for some cash flow finance in our retail construction materials business. I come across a lot of these types of business and they always come across like they have an angle. Finspire immediately made me at ease and the entire process was seamless. Not only do they communicate better than any other finance company (or any company for that matter) but they find the best type of lending to suit your needs. I am now on my second finance package with them as we are expanding into property investment and I can honestly say they are now an integral part of growth strategy. Amazing work guys, please keep it up. I cannot recommend them enough.

The guys at Finspire Finance are excellent. Have dealt with them for several years and they have arranged finance for us for a few of our companies. Their advice and knowledge of the market has been second to none and very insightful. Even on more demanding scenarios for funding they went above and beyond and brought several solutions to the table. If you're looking for trade finance solutions, no matter the complexity, these are the people to talk to!

Proudly Featured In

Are you a business owner looking for a transparent loan with

no hidden fees and no hassle?

Finspire Finance is a UK-based commercial finance brokerage dedicated to supporting SMEs. Authorised by the FCA and part of the White Rose Finance Group, we provide tailored funding solutions through a network of 250+ lenders. With a focus on fairness, speed, and ethical service.

Company

Property Loans

Business Loans

Finspire Finance Ltd is an independent finance brokerage and not a lender, as such we can introduce you to a wide range of finance providers depending on your requirements and circumstances. We are not independent finance advisors and so are unable to provide you with independent finance advice. Finspire Finance Ltd may receive payment(s) or other benefit from the finance provider if you decide to enter into an agreement with them. We aim to provide our customers with the highest standards of service. If our service fails to meet your requirements, we will endeavour to find a resolution.

Finspire Finance is a trading style of Finspire Finance Ltd (FRN: 931020) who are credit brokers and appointed representatives of White Rose Finance Group Ltd (FRN:630772) who are directly authorised and regulated by the Financial Conduct Authority.

Please make borrowing decisions carefully, property or other assets offered as security may be at risk if you cannot keep up with repayments.

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