REVOLVING CREDIT FACILITY

REVOLVING CREDIT FACILITY – FLEXIBLE BUSINESS FINANCE ON DEMAND

A Revolving Credit Facility (RCF) is a flexible, unsecured credit line that gives businesses access to on-demand funding without the need to reapply for a loan each time. Instead of taking out a lump sum loan, businesses can borrow, repay, and borrow again up to an agreed credit limit—only paying interest on the funds they use.

With an RCF, businesses can smooth out cash flow, manage supplier payments, or invest in growth without fixed loan commitments.

How Does a Revolving Credit Facility Work?

1. Apply for an Agreed Credit Limit – Based on your business’s financial profile.
2. Access Funds Instantly – Withdraw as much or as little as needed, when required.
3. Repay & Redraw – Repay at your own pace and borrow again without reapplying.
4. Only Pay for What You Use – Interest applies only to the borrowed amount, not the entire limit.

Why Choose a Revolving Credit Facility?

✔ On-Demand Funding – Use credit as needed, avoiding unnecessary debt.
✔ Cost-Effective – Pay interest only on the funds drawn, not the full credit limit.
✔ Predictable Terms – Fixed interest rates with transparent fees.
✔ No Reapplication Needed – Continuous access to credit without delays.
✔ Unsecured Facility – No debentures or charges required, protecting your business assets.

Who is a Revolving Credit Facility For?

An RCF is ideal for businesses that:

Need ongoing access to working capital without committing to a fixed-term loan.
Experience seasonal fluctuations in cash flow and need flexibility.
Want to fund stock, supplier payments, or operational costs without upfront lump sums.
Prefer a facility that grows with their business needs.

Apply for your RCF today!

A revolving credit facility puts you in control—allowing you to borrow when needed, repay when convenient, and grow with confidence.

Get in touch today to explore how an RCF can support your business!

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By working with over 250+ specialist lenders, we will source the best finance product to suit your needs.

Our relationships with lenders and suppliers enables us to secure ‘best in class’ rates across industry sectors

Asset based finance or ongoing access to funds, with fast application and decision. Funding possible in 24 hours.

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0161 791 4601

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HOW IT WORKS

We keep our business finance options transparent – no hidden fees or nasty surprises. This is business finance made easy. Our no-obligation application won’t impact your credit score.

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FAST APPLICATION IN SECONDS!

You’ll share basic information about you, your business and finance requirements. Either apply online or call us on 0161 791 4601.

GET YOUR FREE QUOTE

We’ll ask for some more information regarding your businesses and tailor the best solution to meet your needs.

GET FUNDS FAST!

Once approved, we’ll get funds to your preferred business bank account or pay a supplier on your behalf.

For illustrative purposes only.

Hear From Our Satisfied Clients

Finspire finance have provided a step-by-step service, explaining the process and walking us through, every step through a very complex process. It was definitely a very comprehensive process conducted in a very professional manner. Finspire is definitely unique and offers innovative methods to deal with our financial situation. The packages offered covered our needs in a manageable way. Thank you.

I was recommended Finspire through a business acquaintance for some cash flow finance in our retail construction materials business. I come across a lot of these types of business and they always come across like they have an angle. Finspire immediately made me at ease and the entire process was seamless. Not only do they communicate better than any other finance company (or any company for that matter) but they find the best type of lending to suit your needs. I am now on my second finance package with them as we are expanding into property investment and I can honestly say they are now an integral part of growth strategy. Amazing work guys, please keep it up. I cannot recommend them enough.

The guys at Finspire Finance are excellent. Have dealt with them for several years and they have arranged finance for us for a few of our companies. Their advice and knowledge of the market has been second to none and very insightful. Even on more demanding scenarios for funding they went above and beyond and brought several solutions to the table. If you're looking for trade finance solutions, no matter the complexity, these are the people to talk to!

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Are you a business owner looking for a transparent loan with

no hidden fees and no hassle?

Finspire Finance is a UK-based commercial finance brokerage dedicated to supporting SMEs. Authorised by the FCA and part of the White Rose Finance Group, we provide tailored funding solutions through a network of 250+ lenders. With a focus on fairness, speed, and ethical service.

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Finspire Finance Ltd is an independent finance brokerage and not a lender, as such we can introduce you to a wide range of finance providers depending on your requirements and circumstances. We are not independent finance advisors and so are unable to provide you with independent finance advice. Finspire Finance Ltd may receive payment(s) or other benefit from the finance provider if you decide to enter into an agreement with them. We aim to provide our customers with the highest standards of service. If our service fails to meet your requirements, we will endeavour to find a resolution.

Finspire Finance is a trading style of Finspire Finance Ltd (FRN: 931020) who are credit brokers and appointed representatives of White Rose Finance Group Ltd (FRN:630772) who are directly authorised and regulated by the Financial Conduct Authority.

Please make borrowing decisions carefully, property or other assets offered as security may be at risk if you cannot keep up with repayments.

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