STOCK LOAN – FLEXIBLE FUNDING TO KEEP YOUR BUSINESS MOVING
A Stock Loan is an unsecured, short-term loan designed to help businesses purchase inventory without tying up their cash flow. Whether you’re a wholesaler, retailer, or distributor, this facility provides a lump sum that can be used to buy stock from any supplier, with no restrictions on spending.
Unlike Supplier Financing or Trade Finance, a Stock Loan gives you full control over how and where you source your inventory.
With repayment terms up to 12 months, predictable fixed payments, and no collateral required, it’s a flexible way to ensure you always have the stock you need to grow.
How Does a Stock Loan Work?
- Apply for Funding – Approval is based on your revenue and financial profile.
- Receive a Lump Sum – Funds are typically disbursed in as little as 24 hours.
- Buy Stock from Any Supplier – No restrictions on how or where you purchase.
- Repay Over a Fixed Term – Manageable repayments over 3–12 months for better cash flow control.
Why Choose a Stock Loan Over Other Funding Options?
✔ More Flexibility – Some suppliers may not be creditworthy enough to qualify for Supplier Financing, or Trade Finance. A Stock Loan lets you buy from any supplier, with no third-party involvement.
✔ Predictable, Fixed Repayments – Unlike a Revolving Credit Facility or MCA, a stock loan has fixed payment terms, making it easier for some businesses to budget and manage cash flow.
✔ No Collateral Required – Unlike asset-backed facilities, this is an unsecured loan.
✔ Fast & Simple Access to Funds – Receive the capital you need in as little as 24 hours.
Who is a Stock Loan For?
A Stock Loan is ideal for businesses that:
- Need a quick cash injection to purchase stock.
- Want full control over where they buy from without supplier approval issues.
- Prefer a lump sum loan with a fixed repayment schedule rather than a Revolving Credit Facility or revenue based repayment schedule.
- Operate in seasonal industries where stock availability and demand fluctuate.
Secure Your Stock Loan Today
Whether you’re gearing up for peak sales periods, expanding product lines, or simply need a financial boost to keep inventory flowing, a Stock Loan offers a fast, flexible, and hassle-free solution.
Get in touch today to discuss your funding options!
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HOW IT WORKS
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FAST APPLICATION IN SECONDS!
You’ll share basic information about you, your business and finance requirements. Either apply online or call us on 0161 791 4601.
GET YOUR FREE QUOTE
We’ll ask for some more information regarding your businesses and tailor the best solution to meet your needs.
GET FUNDS FAST!
Once approved, we’ll get funds to your preferred business bank account or pay a supplier on your behalf.
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