TRADE FINANCE – UNLOCK GROWTH WITH SMARTER CASH FLOW SOLUTIONS
Trade Finance is a short-term funding solution that enables businesses to purchase stock, raw materials, or finished goods from suppliers, both domestic and international, without tying up their working capital. By bridging the cash flow gap between purchasing inventory and generating revenue from sales, trade finance ensures businesses can scale operations efficiently without liquidity constraints.
With a trade finance facility, businesses can:
- Buy goods and stock from suppliers without upfront capital.
- Pay suppliers in advance while securing better terms.
- Maintain healthy cash flow by deferring repayment until goods are sold.
- Support rapid expansion without exhausting internal funds.
How Does Trade Finance Work?
- You Place an Order – Once you secure an order or require stock, credit will work with your supplier to facilitate payment.
- The Purchase is funded – The trade finance facility pays your supplier (via deposit, letter of credit, or full invoice settlement).
- You Receive Your Goods – Stock arrives as normal, ready for distribution or sale.
- You Repay Once Sold – Repay the facility from your sales revenue or through an Invoice Finance arrangement.
Key Benefits of Trade Finance
✔ Boost Purchasing Power – Buy larger stock quantities to access bulk discounts.
✔ Improve Supplier Relationships – Secure better payment terms and avoid delays.
✔ Protect Cash Flow – Avoid depleting working capital on inventory purchases.
✔ Fast & Flexible – Funding tailored to your needs, with quick approval times.
✔ End-to-End Financing Available – Go through a full trade cycle with zero capital upfront by combining trade finance and invoice finance.
The Power of Trade Finance & Invoice Finance Together
To accelerate growth and fully optimise cash flow, many businesses combine Trade Finance with Invoice Finance. This combination allows you to fund an entire customer cycle—from purchase to sale and payment collection.
How It Works Together
- Trade Finance Covers Stock Purchases – Secure supplier payments and receive inventory without upfront cash.
- Invoice Finance Unlocks Immediate Cash – Once you sell the goods and issue an invoice, an invoice finance facility advances up to 90% of the invoice value, ensuring you’re not waiting weeks or months for customer payments.
- Repay Trade Finance from Invoice Finance Proceeds – The invoice finance facility releases cash flow quickly, allowing you to settle the trade finance facility and reinvest in new stock, and new clients.
Why This Works for Growing Businesses
- End-to-End Funding – No funding gaps between stock purchase and customer payments.
- Faster Growth – Use external finance to scale without waiting for cash to recycle.
- Improved Cash Flow – Free up working capital for operational costs, marketing, and expansion.
- Stronger Supplier & Customer Terms – Meet supplier demands while offering flexible payment terms to clients.
Who Can Benefit from Trade Finance?
Trade finance is ideal for UK businesses involved in importing, wholesaling, manufacturing, e-commerce, and retail—especially those with large or growing order volumes but limited cash reserves.
Eligibility Criteria
- UK-registered business with a trading history.
- Clear supplier and customer relationships.
- Ability to demonstrate a strong sales pipeline or confirmed purchase orders.
Get Started Today
Whether you’re looking to expand operations, improve supplier relationships, or accelerate cash flow, our tailored trade finance solutions provide the support your business needs. Combine it with invoice finance to supercharge your growth.
Speak to one of our specialists today to explore how trade finance can work for you!
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HOW IT WORKS
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FAST APPLICATION IN SECONDS!
You’ll share basic information about you, your business and finance requirements. Either apply online or call us on 0161 791 4601.
GET YOUR FREE QUOTE
We’ll ask for some more information regarding your businesses and tailor the best solution to meet your needs.
GET FUNDS FAST!
Once approved, we’ll get funds to your preferred business bank account or pay a supplier on your behalf.
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