WORKING CAPITAL

WORKING CAPITAL FUNDING – THE FUEL FOR YOUR BUSINESS

Working capital funding is a short-term, unsecured loan designed to provide businesses with the liquidity needed to cover everyday expenses and fuel growth. Whether you need to manage cash flow, invest in marketing, pay suppliers, or cover operational costs, this flexible financing solution ensures you have the funds to keep your business running smoothly.

How Does Working Capital Finance Work?

Apply for Funding – Based on your revenue, credit profile, and business needs.
Receive a Lump Sum – Funds are typically disbursed in as little as 24 hours.
Use It Where Needed – No restrictions on spending—cover payroll, suppliers, stock, marketing, or other business needs.
Repay Over a Fixed Term – Structured repayments over 3–12 months with fixed monthly, weekly, or daily costs.

Why Choose an Unsecured Working Capital Loan?

While there are various ways to fund working capital—such as Tax Funding, Supplier Financing, Invoice Finance, Trade Finance, and MCAs—an unsecured working capital loan is ideal when:

✔ You need a lump sum to cover multiple business needs rather than a specific expense.
✔ You prefer a fixed repayment structure for better cash flow management.
✔ You don’t want to provide collateral – No assets or debentures required.
✔ You need fast access to funds – Approvals and payouts happen quickly.

Find the Right Solution for Your Business

Every business has unique cash flow needs. Whether you’re looking to smooth out seasonal dips, invest in growth, or simply keep operations running efficiently, an unsecured working capital loan gives you the flexibility and certainty you need.

Get in touch today to explore your options and secure funding that works for you.

250+ LENDERS

ACCESS TO LOW RATES

FAST DECISIONS

By working with over 250+ specialist lenders, we will source the best finance product to suit your needs.

Our relationships with lenders and suppliers enables us to secure ‘best in class’ rates across industry sectors

Asset based finance or ongoing access to funds, with fast application and decision. Funding possible in 24 hours.

CALL

0161 791 4601

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HOW IT WORKS

We keep our business finance options transparent – no hidden fees or nasty surprises. This is business finance made easy. Our no-obligation application won’t impact your credit score.

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FAST APPLICATION IN SECONDS!

You’ll share basic information about you, your business and finance requirements. Either apply online or call us on 0161 791 4601.

GET YOUR FREE QUOTE

We’ll ask for some more information regarding your businesses and tailor the best solution to meet your needs.

GET FUNDS FAST!

Once approved, we’ll get funds to your preferred business bank account or pay a supplier on your behalf.

For illustrative purposes only.

Hear From Our Satisfied Clients

Finspire finance have provided a step-by-step service, explaining the process and walking us through, every step through a very complex process. It was definitely a very comprehensive process conducted in a very professional manner. Finspire is definitely unique and offers innovative methods to deal with our financial situation. The packages offered covered our needs in a manageable way. Thank you.

I was recommended Finspire through a business acquaintance for some cash flow finance in our retail construction materials business. I come across a lot of these types of business and they always come across like they have an angle. Finspire immediately made me at ease and the entire process was seamless. Not only do they communicate better than any other finance company (or any company for that matter) but they find the best type of lending to suit your needs. I am now on my second finance package with them as we are expanding into property investment and I can honestly say they are now an integral part of growth strategy. Amazing work guys, please keep it up. I cannot recommend them enough.

The guys at Finspire Finance are excellent. Have dealt with them for several years and they have arranged finance for us for a few of our companies. Their advice and knowledge of the market has been second to none and very insightful. Even on more demanding scenarios for funding they went above and beyond and brought several solutions to the table. If you're looking for trade finance solutions, no matter the complexity, these are the people to talk to!

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Are you a business owner looking for a transparent loan with

no hidden fees and no hassle?

Finspire Finance is a UK-based commercial finance brokerage dedicated to supporting SMEs. Authorised by the FCA and part of the White Rose Finance Group, we provide tailored funding solutions through a network of 250+ lenders. With a focus on fairness, speed, and ethical service.

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Finspire Finance Ltd is an independent finance brokerage and not a lender, as such we can introduce you to a wide range of finance providers depending on your requirements and circumstances. We are not independent finance advisors and so are unable to provide you with independent finance advice. Finspire Finance Ltd may receive payment(s) or other benefit from the finance provider if you decide to enter into an agreement with them. We aim to provide our customers with the highest standards of service. If our service fails to meet your requirements, we will endeavour to find a resolution.

Finspire Finance is a trading style of Finspire Finance Ltd (FRN: 931020) who are credit brokers and appointed representatives of White Rose Finance Group Ltd (FRN:630772) who are directly authorised and regulated by the Financial Conduct Authority.

Please make borrowing decisions carefully, property or other assets offered as security may be at risk if you cannot keep up with repayments.

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