When time is tight, having the right broker matters.
On 16 September 2025, Finspire Finance was approached by a client who needed £171,000 to purchase an industrial estate in Dudley. Their original lender had collapsed at the last moment, just days before completion on 24 September.
With a 10% deposit already at risk, failure was not an option.
Thanks to fast, transparent structuring and close coordination with one of our funding partners, we delivered the required funding in just 6 business days, ensuring the client completed on time and secured the asset.
This was a record-speed bridge completion for an industrial estate, moving from enquiry to funds released in under a week of working days.
Unlocking Long-Term Value
Completion was just the start. Our team is now working with the client to:
Tidy and strengthen tenancy agreements
Add value to a parcel of vacant land within the estate
Transition onto a competitive commercial mortgage for the long term
Talks with lenders for the refinance are already underway.
What Is a Bridging Loan?
A bridging loan is a short-term finance facility designed to “bridge the gap” between a purchase and longer-term funding. In property, it’s often used when timing is critical, for example, if a lender pulls out at the last minute or when buying at auction where completion deadlines are tight.
Unlike a traditional mortgage, a bridging loan is:
Fast to arrange: often completed in days rather than weeks.
Flexible: it can be secured against a wide range of property types, even if they don’t fit standard mortgage criteria.
Short-term: typically 3 to 18 months, giving time to refinance onto a commercial mortgage or release value from other assets.
For business owners and investors, bridging finance is often the difference between losing a deal and securing an opportunity on time.
Why Work with Finspire Finance?
We specialise in supporting businesses, and property developers with tailored funding solutions. Our team understands that:
Off-the-shelf finance rarely fits the care sector.
Speed is essential.
Facilities must be structured to avoid cashflow strain.
The goal is not just funding, but enabling growth and resilience.
We work across all sectors to ensure businesses have access to the right capital, at the right time.
